For Brokers & Consultants
A Dental Solution Worth Talking About
Dollar Based Dental gives you a self-funded dental alternative that solves real employer pain points — shrinking networks, opaque renewals, and carrier-controlled plan designs. It's a product that differentiates your practice and delivers measurable value to employer clients.
Why It Works for Your Practice
What Makes Dollar Based Dental Different
A Product That Stands Apart
Dollar Based Dental is not a repackaged carrier product. It is a self-funded employer benefit plan with a genuinely different structure — dollar-based benefits, no network dependency, and full plan design control. That distinction is easy to explain and hard for carriers to replicate.
Transparent Cost Structure
Self-funded plans give employers — and their brokers — direct access to claims data. No more opaque carrier renewals. You can show clients exactly what they spent, what drove costs, and how the plan performed.
Solve the Network Problem
Shrinking dental networks are a growing pain point for employer clients. Dollar Based Dental eliminates the network dependency entirely, giving you a credible solution for groups frustrated by provider access issues.
Differentiate Your Book of Business
Most brokers are placing the same carrier products. Dollar Based Dental gives you a self-funded alternative that demonstrates strategic thinking and positions you as a consultant — not just a carrier rep.
Qualifying Your Pipeline
Best-Fit Employer Groups
Dollar Based Dental works best for employer groups that share one or more of these characteristics. Use this as a quick-qualify checklist when reviewing your book of business.
25+ enrolled employees
Sufficient claims volume to make self-funding viable
Multi-state workforces
No network means no geographic coverage gaps
Groups with shrinking network access
Eliminates the provider access problem entirely
Employers frustrated by annual premium increases
Self-funded structure ties cost to actual claims
Clients seeking more plan design control
Fully customizable plan documents
Groups with stable or growing headcount
Predictable enrollment base for self-funding
Employers with high employee satisfaction focus
Provider choice improves employee experience
Organizations already self-funding medical
Familiar with the self-funded model and ERISA governance
Working With Eagles
How the Broker Process Works
Eagles works directly with brokers and consultants from proposal through implementation and ongoing plan management.
Submit a Group for Proposal
Contact Eagles with basic group information — size, current dental carrier, renewal date, and any known pain points. Eagles will prepare a Dollar Based Dental proposal tailored to the group.
Review the Proposal Together
Eagles walks you and your client through the proposal, including plan design options, projected cost structure, and a comparison to the current fully insured arrangement.
Plan Design & Adoption
Once the employer selects a plan design, Eagles prepares the plan documents and coordinates adoption.
Ongoing Support
Eagles provides ongoing broker support throughout the plan year — claims reporting, renewal analysis, and plan design adjustments as the group's needs evolve.
Handling Client Questions
Common Objections — and How to Answer Them
"My client doesn't understand self-funding."
Eagles provides broker-ready education materials and will present directly to employer decision-makers. You don't need to be the self-funding expert — Eagles handles the technical explanation.
"What about stop-loss exposure?"
Dollar Based Dental plan designs can be structured with annual maximums that limit per-member exposure. Eagles can discuss stop-loss options for groups where additional protection is appropriate.
"Will my client's employees be upset about losing their network?"
Dollar Based Dental expands provider access — employees are not restricted to a network. Most employees view this as an improvement, not a reduction in benefit.
"How does this affect my compensation?"
Contact Eagles directly to discuss broker compensation arrangements for Dollar Based Dental plans.
Your Partner in This
Eagles, Benefits by Design, Inc.
Eagles is the plan sponsor and administrator of Dollar Based Dental. They work directly with brokers and consultants to design, implement, and manage self-funded dental plans for employer groups.
Eagles handles the technical complexity — plan documents, ERISA compliance, claims administration, and ongoing plan management — so you can focus on the client relationship.